How to Use Credit Cards Wisely by Sachin Karpe

Managing a credit card is always difficult than getting one. Any time you use a credit card, you are borrowing money you must repay.  You have to remember the due date to pay bank the amount. If you don't pay your balance in full each month, your creditor will add interest to the total amount you owe. Some tips given by Sachin Karpe are one must know all of the responsibilities in owning a credit card, Limit the number of cards you get, you can “opt out” of any interest rate increase and continue to pay off your balance at the current rate for up to five years and Keep track of your spending.